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Northumberland Mortgages and Protection

Customer satisfaction is at the heart of everything I do so my aim is to work with you to make the process as stress free as possible whether you are buying, selling, remortgaging or releasing equity from your home. I also offer a wide range of protection products to ensure your home, loved ones and business are covered in the event of any unforeseen circumstances.
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About my services

As your Mortgage and Protection Adviser I will ensure you receive the right guidance and advice to assist you every step of the way through the home buying, moving or remortgage process.

I offer whole of market mortgage and protection advice meaning you will be provided with the best products for your needs. Not just the LIMITED PRODUCTS which can be found on the internet or particularly through your bank.

By liaising with the lender, estate agent and solicitors I can ensure deadlines are met. A level of service which cannot be obtained directly from a lender or a comparison site.

Protection of your loved ones, assets and business are also important and I have a whole-of-market offer with products to meet most eventualities, including agricultural and equine cover.

Services

Mortgages

We can arrange mortgages for first time buyers, movers, buy-to-let, remortgages, and also deal with Lifetime Mortgages and Equity Release,
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Insurance

We deal with the whole spectrum of insurance, from personal Life, Accident and Illness, through Business insurance and Property and Contents.
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Alternative Lending

This covers alternate funding, such as Bridging loans, Secured loans, Complex Mortgages and more. Call us to discuss your requirements.
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Additionally, I now provide cover for agricultural and equine purposes including horses, livery yards (including public and employers’ liability), horseboxes and trailers.

Talking to a broker

At what stage in the house buying process should I talk to a broker?

The best advice is to start the process of applying for a mortgage before you even start looking for somewhere to buy.

It’s awful to find a dream home and then find out you can’t get a mortgage to pay for it. By talking to a broker you’ll set your expectations, work out a realistic budget based on your income and the monthly repayments – so there’s no disappointment.

Another advantage is that you can get an Agreement in Principle from a lender before you go and see any houses. Then, you’re in a strong position as a potential buyer.

About your broker

Hi I’m Victoria!

I have worked in the property, mortgage and protection sector for over ten years and am CeMAP and CeRER qualified through the London Institute of Banking and Finance. I am also a member of the Equity Release Council.

Mortgages / Remortgages

Request our FREE guidance leaflet

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Lifetime Mortgages

Request our FREE Equity Release Brochure

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Call Me On

07833 288 214

Or use the contact form

Get In Touch

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Address

Bridge End
Stamfordham
Newcastle upon Tyne
NE18 0PN

Email

victoria@nm-p.co.uk

Phone

07833 288 214

Social Media

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON ANY LOAN OR MORTGAGE SECURED ON IT. Northumberland Mortgages and Protection is an Appointed Representative of Mortgage Saving Experts Ltd which is authorised and regulated by the Financial Conduct Authority. FCA number 779662.

We do not charge a fee for mortgage advice, however, we charge an administration fee for processing each of your mortgages. Our typical fee can vary from £295 to £1495 depending on the complexity of your application and application type. We also receive commission from the lender.